HDFC Bank INFINIA Credit Card
Major Highlights
- The HDFC Infinia Metal Edition Credit Card is ideal for those who frequently travel and shop, offering premium benefits in both categories.
Unlimited airport lounge access is available worldwide for both primary and add-on cardholders, ensuring a comfortable travel experience.
The card also provides the flexibility to convert large purchases into easy EMIs, making it convenient to manage expenses
Short Introduction
- The HDFC Infinia Metal Edition Credit Card is a great option for high-earning individuals, offering benefits on travel, shopping, dining, and rewards.
- This card is perfect for people who spend a lot, as it provides high reward points on every purchase.
- For those who travel internationally, HDFC offers a low foreign currency conversion fee of 2% and free Priority Pass membership for airport lounge access worldwide. With this card, you earn 5 Reward Points for every ₹150 spent.
- Although the annual fee is ₹12,500, the premium perks make it a valuable choice for those who want luxury and convenience in their lifestyle.
Key Highlights
| Category | Details |
|---|---|
| Suitability | Travel and Shopping |
| Offers | • 5 Reward points per ₹150 spent. • Earn 10X Reward Points on travel and shopping spends via SmartBuy. |
| Renewable and membership fee | • Joining/Renewal Fee: ₹12,500 + taxes. • Spend ₹10 lakh+ in 12 months to get next year’s renewal fee waived. |
Benefits and Features
| Benefit | Description |
|---|---|
| Welcome Benefit | Get 12,500 reward points as a welcome benefit upon fee realization and card activation, along with a complimentary one-year Club Marriott membership offering up to 20% discounts on dining and stays across the Asia-Pacific region. |
| Rewards | • Earn 5 Reward Points per ₹150 spent on retail spend including insurance, Utilities and Education • Enjoy unlimited free golf games at premium golf courses in India and worldwide • Get a free Priority Pass membership with unlimited airport lounge access, plus access to the Infinia Credit Card Lounge Program. Enjoy a |
| SmartBuy | • Earn up to 10 times Reward Points* on your travel and shopping spends on Smartbuy. •SmartBuy is HDFC Bank’s exclusive rewards portal, offering great discounts and deals across various categories for HDFC customers.Using SmartBuy with your Infinia Card helps you earn accelerated reward points and also lets you redeem points for exciting offers. Additionally, HDFC Bank regularly introduces new credit and debit card deals on the SmartBuy platform. |
| Dine Out | 1-year complimentary Club Marriott membership across Asia-Pacific region Enjoy a 3-night stay for the price of 2 and a 1+1 complimentary buffet at participating ITC hotels |
| Redemption of the Rewards | • Flight & hotel bookings via SmartBuy (1 RP = ₹1) Apple products and Tanishq vouchers via Smartbuy at a value of 1RP = Rs. 1 • Airmiles via net banking (1 RP = 1 Air Mile) • Get products and vouchers via NetBanking or SmartBuy at a value of up to ₹0.50 per RP. Cashback at a value of 1 RP = Rs 0.30 |
| Good Food Trail Program | • Pay with your HDFC Bank Credit Card via Swiggy Dineout and enjoy FLAT 10% EXTRA OFF at 35,000+ restaurants! |
| Zero Liability Security and Protection | If you report your lost card within 24 hours, you won’t be liable for any fraudulent transactions made after reporting. However, the bank is not responsible for any unauthorized transactions before the report. |
| Fuel Surcharge | Get a 1% fuel surcharge waiver on transactions between ₹400 – ₹1,00,000 at all fuel stations across India. |
| Insurance Benefits | • ₹3 crore insurance for accidental air death (only in case of an aviation accident) • ₹50 lakh coverage for medical emergencies during international air travel • ₹9 lakh credit shield cover |
Annual Fee Charges
| Fee and Charges | Amount |
|---|---|
| Joining Fees | Rs. 12,500 + applicable taxes |
| Renewable and membership fee | Spend Rs. 10 Lakh+ in 12 months to get next year renewal fee waived |
| Foreign Currency Markup | 2% of the total transaction amount + taxes |
Late Payment Fee
| Outstanding Balance | Late Payment Charges (Excl. GST ) |
|---|---|
| Less than Rs.100 | None |
| Between Rs.101 to Rs.500 | Rs.100 |
| Between Rs.501 to Rs.1000 | Rs. 500 |
| Between Rs.1001 to Rs.5000 | Rs. 600 |
| Between Rs.5001 to Rs.10000 | Rs.750 |
| Between Rs.10001 to Rs.25000 | Rs.900 |
| Between Rs.25001 to Rs.50000 | Rs.1100 |
| More than Rs. 50000 | Rs.1300 |
Eligibility Criteria
This credit card is available by invitation only.